Blog

(June 25, 2015)

Blog entry

How Credit Score Affects You

Your credit score is now the most important factor in determining how much house you can buy, so if you are in the market for a new home, you need to understand how it affects you.

In order to make it easy for mortgage companies to determine the risk of lending to you, they are using a system called credit scoring (also called "FICO" scores).When lenders look a... read more.

VIP BUYING

(June 09, 2015)

  During the VIP phase you often ·      

 get to choose between The best floor plans a building has to offer at their lowest price·     
 get units that are highly desirable to live in, rent out, or sell·      
 VIP incentives you may get extended deposit structure, capped levies, free upgrades, discounted or even free assignment fees, and more.·       
Assignment rights: Assignments refer to transferring the right to your cond... read more.

How to minimize CMHC insurance

(May 20, 2015)

What is CMHC Mortgage Loan Insurance?


What is CMHC Mortgage Loan Insurance?Mortgage loan insurance is typically required by lenders when homebuyers make a down payment of less than 20% of the purchase price. Mortgage loan insurance helps protect lenders against mortgage default, and enables consumers to purchase homes with a minimum down payment of 5% — with interest rates comparable to those with... read more.

Step By Step Closing with Lawyer

(May 13, 2015)


  • Your lawyer will contact the sellers’ lawyer with any questions or issues regarding title and cost that have to be resolved before closing can take place.
  •  Hydro, gas and water companies serving the property should be contacted by your lawyer for final meter readings on the day of closing
  • Your lawyer will also make sure these utilities have no outstanding claims against the property for unpaid bills... read more.

Home Inspection

(May 02, 2015)

Home Inspection



A home inspection gives you the opportunity to educate yourself about the property and gives you the security knowing there are no substantial problems with the property. If a major problem is discovered, you can bring it to the seller’s attention before you waive the condition and work out a reasonable solution. If you are unwilling to accept the problem and seller is unwilling to... read more.